So, what’s the point of financial planning? I get a lot of inquiries about financial planning services from prospective clients. They often have never worked with a financial advisor before, they usually say that they want to do better with money. That’s a great aspiration, but it’s not really the point of financial planning. That […]
One of the most common questions I get from my FSO clients is “what are your thoughts on purchasing real estate?” It’s understandable given that a lot of FSO’s have significant excess cash flow. As a property owner and financial planner, I have a lot of personal experience with this and can offer some insights […]
There is so much attention on supporting black businesses and buying black right now, but my mission of working with women of color has been in my heart for a long time. I grew up with lots of strong, beautiful, and smart women in my family. They served as daily inspiration for me in so […]
There’s a saying in Spanish “dime con quien andas, y te diré quien eres.” This roughly translates to “tell me who your friends are and I’ll tell you who you are.” I’m officially trademarking the saying “tell me how you spend your money, and I’ll tell you what you value.” I might just make that […]
Your risk tolerance is not your risk capacity. I’ve been having this conversation a lot with clients and thought it would make a good blog post. So, let’s get RISKYYYYYY. We’re all here watching the stock market go up, down, and then up again. It can be a bit anxiety-producing if you haven’t taken the […]
Holy pandemic! I’m continually astounded at the speed and scope of this global pandemic. There is no corner of the globe that is not touched by it, as we foreign service families can attest. I’m here today to discuss the unique impacts this global pandemic has on FSO finances and the steps you can take […]
This market feels kind of crazy right? Like if you look away for 5 minutes, you just won’t know how bad it will get. I think we’re all kind of freaked out at the moment, but I’d like to remind all of you out there about a few of the basics: This Too Shall Pass […]
So, I’m not a natural rule follower (Sorry mom!), even when I create the rules for myself. They’re too restrictive, sap the joy out of what I’m doing, and generally leave me with an icky feeling. That’s probably why I hate the idea of following a strict budget. In case it wasn’t clear, I don’t […]
Let me paint a picture for you. A woman wakes up early on Saturday morning, brews some coffee and powers up her laptop. She sits down at the kitchen table and pulls up her bank and investment accounts. She has been diligently putting some money away with every paycheck and should feel proud and confident […]
I don’t mean to get all preachy on you guys, but I am definitely calling these our “4 Commandments.” Anyone who knows me knows that I’m not a massive “rule” person, but there are some truths and systems that are undeniably effective. Below are the key tenets of what I teach clients. I’ve refined them […]
