Financial planning often starts as a simple formula. Earn more. Save more. Invest more. Repeat. That approach works when your financial life is relatively straightforward. However, as your wealth grows and your finances become more complex, that same approach starts to feel insufficient. In most cases, this doesn’t happen due to a lack of discipline. […]
I talk a lot about how we can truly shift the terrible dynamics in our society when we as Black, Latina, and Asian women have more money. Money allows us to have more agency in our personal and professional lives to leave the bad husband, quit the soul-sucking job, or move out of the cramped […]
So, what’s the point of financial planning? I get a lot of inquiries about financial planning services from prospective clients. They often have never worked with a financial advisor before, they usually say that they want to do better with money. That’s a great aspiration, but it’s not really the point of financial planning. That […]
There’s a lot of talk out there about earning passive income, generating multiple income streams, and achieving financial independence. The goal seems to be to achieve more income therefore ensuring all our financial woes will disappear. The problem with this thinking is it misses the mark on what it takes to build wealth and achieve […]
One of the most common questions I get from my FSO clients is “what are your thoughts on purchasing real estate?” It’s understandable given that a lot of FSO’s have significant excess cash flow. As a property owner and financial planner, I have a lot of personal experience with this and can offer some insights […]
There is so much attention on supporting black businesses and buying black right now, but my mission of working with women of color has been in my heart for a long time. I grew up with lots of strong, beautiful, and smart women in my family. They served as daily inspiration for me in so […]
I know for a lot of us, retirement can feel so far away and hard to imagine. Some days it feels like I won’t make it to 8pm bedtime, let alone 2040. However, that doesn’t negate the importance of saving for your golden years. Here are a few key concepts to know and additional resources […]
Life is all about finding a delicate balance between priorities. work v. play sleep v. binge-watching Tiger King eating your veggies the day after a night out on the town. It can be hard to know when to indulge and when you need to exert some control. The same is true of your finances since […]
We all know the statistics. Latinas earn .54 for every $1 that a white man earns. For black women, that figure is like .61. It’s a national disgrace, and I don’t pretend for a moment to be the woman with the answer to the big systemic problems. I am just a single woman of many […]
There’s a lot of financial advice out there. It can be super confusing to figure out when something applies to you, or what you should be doing. Even when well informed, I find people still often question whether they’re doing enough of the right things with their money. To that end, I’ve created a list […]
