These last few days have been an emotional rollercoaster. I am an optimistic, glass-half-full person by nature but this has left a cloud hanging over my head and a heaviness in my chest that I just can’t shake. I’d be lying to you if I said that I was okay, or that anyone in my […]
Life is all about finding a delicate balance between priorities. work v. play sleep v. binge-watching Tiger King eating your veggies the day after a night out on the town. It can be hard to know when to indulge and when you need to exert some control. The same is true of your finances since […]
We all know the statistics. Latinas earn .54 for every $1 that a white man earns. For black women, that figure is like .61. It’s a national disgrace, and I don’t pretend for a moment to be the woman with the answer to the big systemic problems. I am just a single woman of many […]
There’s a lot of financial advice out there. It can be super confusing to figure out when something applies to you, or what you should be doing. Even when well informed, I find people still often question whether they’re doing enough of the right things with their money. To that end, I’ve created a list […]
It can be hard to look ourselves in the mirror and take responsibility for our actions. I was recently introduced to the concept of “radical responsibility” and it’s been a game-changer. It basically is the idea that you are always responsible for the outcomes of a situation. This gives me back my own power. If […]
Oh, my old friend debt. Debt is one thing that almost universally serves as a source of financial anxiety and shame in our society. There are loads of financial gurus who I won’t name that shame anyone who holds debt. I have shared some of my personal struggles with debt, and will undoubtedly share some […]
The more I do this financial planning work, the more I see just how personal financial planning is. You can line up two people who have similar educational backgrounds, professions, and sociocultural identities only to find that they will feel wildly differently about their finances. It is particularly stark when you look at their risk […]
Budgeting is one of the most-discussed financial planning topics out there. It’s with good reason because having a plan for your money is one of the most important things you can do to take control of your finances. Most people don’t have or follow a strict budget which can get them into trouble, i.e overspending, […]
I’ve always been a big reader. My dad was super strict and didn’t allow me to watch TV during the school week (this qualifies as child abuse, right?). So I basically had no choice but to play outside with friends and read lots of books. I’m so grateful to my pops now for forcing this […]
Insurance is like having a lifevest and oxygen mask on an airplane— you hope you won’t ever need them but you’ll be SO glad you have them should a need arise. The basic principal is one of risk management, or transferring your personal risk onto the insurance company. In exchange for your premium(monthly or annual […]
