Nearly half of retirees worry they will run out of money, and more than 4 in 10 already struggle to keep up with basic living expenses in retirement. These aren’t unusual cases. They’re often the result of starting too late or not planning at all. Many people think of retirement planning as complicated spreadsheets or […]
Financial planning often starts as a simple formula. Earn more. Save more. Invest more. Repeat. That approach works when your financial life is relatively straightforward. However, as your wealth grows and your finances become more complex, that same approach starts to feel insufficient. In most cases, this doesn’t happen due to a lack of discipline. […]
Tax season is obviously the “topic du jour nowadays. Meaning everyone is stressed, focused, anticipating what this will mean for their finances. I am writing this to help make life easier for you this tax season. I find that tax time is stressful like no other for everyone, especially entrepreneurs. Y’all are usually scrambling last […]
I often see entrepreneurs under-saved for retirement for many reasons. Cash flow isn’t particularly predictable. You don’t know how much you’ll make this year, so you don’t know how much to contribute. Saving for retirement isn’t as straightforward as contributing to your workplace 401(k). You are generally unfamiliar with the different vehicles that are available to you. I completely […]
I’ll tell you a bit about my own career trajectory, leap to entrepreneurship, and how I’ve personally witnessed a financial transformation that has convinced me it’s really the golden ticket. I worked in wealth management for 8 years before I left to launch my own firm. I spent a lot of that time eagerly trying […]
I talk a lot about how we can truly shift the terrible dynamics in our society when we as Black, Latina, and Asian women have more money. Money allows us to have more agency in our personal and professional lives to leave the bad husband, quit the soul-sucking job, or move out of the cramped […]
So, what’s the point of financial planning? I get a lot of inquiries about financial planning services from prospective clients. They often have never worked with a financial advisor before, they usually say that they want to do better with money. That’s a great aspiration, but it’s not really the point of financial planning. That […]
I’m going to let you in on a little secret about money— making more is not the only key to financial security, building wealth, etc. Like Notorious BIG said, “mo’ money, mo’ problems.” The hottest stock tip is also not going to save you. Do you want to know what WILL make a difference in […]
I bet you’re wondering what a photo of Christmas presents has to do with savings for your kids? Basically, it’s my attempt at subliminal messaging to not spend a whole bunch on Christmas this year, scale back and instead redirect those funds towards creating some wealth for your little ones. Perhaps you can even sock […]
